Retiree Benefits
OPEN ENROLLMENT is over for the 2024-25 plan year.
August 28, 2024 - September 16, 2024
Watch for Open Enrollment information in your mailbox.
Your benefits Open Enrollment Period starts Wednesday, Aug. 28, 2024, at 8 a.m. and runs through Monday, Sept. 16, 2024, at 4:30 p.m. This is your once-a-year chance to make changes to your benefits without having a qualified life event (married, had a baby, etc). Rockwood does not require you to log in each year if you do not want to make any changes to your benefits.
You have two ways to make changes to your benefits during Open Enrollment.
1) Log in to Alight (formerly SmartBen), our online Benefit Enrollment tool.
Your username is RSD + your 10 digit ID. Example: RSD0000456789. Your password is your birth date with no slashes. Example: 10091983 for October 9, 1983. You will immediately be prompted to change your password. Rockwood doesn't know your password so if you lose it, email us and we can reset it for you.
Click on the benefits you want to change. You will know you are finished when you get to the page that says you can print a coverage summary.
2) Complete the Retiree Enrollment Form at the back of your Retiree Benefit Guide (you can see a copy by clicking on the Benefit Guides and Helpful Videos link on the right.) Tear it out, mark on the form what you want your benefits to be and send in to us at the address listed on the back page of the form.
The changes you make to your benefits during Open Enrollment become effective Nov. 1, 2024.
If you are adding your children to your plan, we will require a copy of their birth certificates. Your children can be on your plan until the end of the month they turn 26. If you are adding your spouse to your plan, we will require a copy of your marriage license and a completed Spousal Affidavit. Rockwood will allow your spouse to be on your plan as long as they don't have an offer of insurance through their employer.
Under state law, you are eligible to continue in the Rockwood School District insurance plan. Retirees are offered the same medical, dental, vision, and EAP (Employee Assistance Program) plans available to active employees. Retirees pay the full cost of the coverage. In other words, retirees pay the amount the district paid for them plus the amount they paid for any family members. Retirees have one year from their retirement date to opt into the plan. After the year has passed or once they drop coverage, retirees are no longer eligible to have or enroll in Rockwood Retiree coverage.
Retirees are billed for coverage on the 7th of every month. If the 7th falls on a weekend or holiday, your premium will come out of your account on the next business day. This is completed through electronic funds transfer from your bank account.
Making Changes
Need to make changes to your address or phone number? Call 636-733-2043.
Please note, if you have a Cigna/HSA Bank HSA, you must make any name changes directly with Cigna by calling 1-800-244-6224 or completing this form and returning it to the address on the form. Cigna/HSA Bank Name Change Request Form
The retirement system (PSRS/PEERS) must be updated separately as well. You can visit their website or call them at 1-573-634-5290.
If you have enrolled in the Aetna Medicare Advantage plan, please contact them directly to update your information. Their number is 1-800-533-0367.